Mak Saw Ching v Yam Hui Min: Resulting Trust Dispute Over HDB Flat Ownership

In Mak Saw Ching v Yam Hui Min, Barbara Rebecca, the High Court of Singapore addressed a dispute between a grandmother, Mak Saw Ching, and her granddaughter, Yam Hui Min, Barbara Rebecca, over the beneficial ownership of a Housing and Development Board (HDB) flat. Mak Saw Ching filed Originating Summons No 1216 of 2013, seeking a declaration that Yam Hui Min held her legal half-share in the flat on trust for Mak Saw Ching, arguing a resulting trust. The court dismissed the originating summons, finding that Mak Saw Ching had not proven the existence of the alleged resulting trust.

1. Case Overview

1.1 Court

High Court

1.2 Outcome

Originating Summons dismissed.

1.3 Case Type

Civil

1.4 Judgment Type

Grounds of Decision

1.5 Jurisdiction

Singapore

1.6 Description

Dispute between grandmother and granddaughter over HDB flat ownership. Court dismissed grandmother's claim of resulting trust due to insufficient evidence.

1.7 Decision Date

2. Parties and Outcomes

Party NameRoleTypeOutcomeOutcome TypeCounsels
Mak Saw ChingApplicantIndividualClaim DismissedLost
Yam Hui Min, Barbara RebeccaRespondentIndividualClaim DismissedWon

3. Judges

Judge NameTitleDelivered Judgment
Lee Kim ShinJudicial CommissionerYes

4. Counsels

4. Facts

  1. The Applicant and her husband acquired the Flat as joint tenants in 2001.
  2. The Applicant's husband passed away on 14 September 2009.
  3. On 2 December 2009, the Applicant executed a transfer of the Flat to the Respondent as a joint tenant.
  4. The consideration for the transfer was stated as “Natural Love and Affection”.
  5. The Applicant severed the joint tenancy with the Respondent on 25 March 2013.
  6. The Applicant claimed the transfer was not intended as a gift but to benefit her son.
  7. The Respondent claimed the transfer was intended as an absolute gift.

5. Formal Citations

  1. Mak Saw Ching v Yam Hui Min, Barbara Rebecca, Originating Summons No 1216 of 2013, [2014] SGHC 212

6. Timeline

DateEvent
Applicant and her husband acquired the Flat as joint tenants.
Applicant's husband, Yam Pak Kee, passed away.
Applicant applied to HDB to notify Pak Kee’s death and include Respondent as joint tenant.
Applicant executed a transfer of the Flat to the Respondent as a joint tenant.
Registration of transfer; Respondent became a legal joint tenant of the Flat with the Applicant.
Marriage between Wing Kong and Maria broke down acrimoniously.
Maria and the Respondent left the matrimonial flat.
Maria filed for divorce against Wing Kong.
Applicant severed the joint tenancy with the Respondent.
Applicant’s solicitors sent a letter to the Respondent demanding transfer of rights in the Flat.
Respondent’s solicitors replied refusing the Applicant’s demand.
Interim judgment of divorce was granted.
Applicant filed OS 1216 against the Respondent.
Maria filed an affidavit in support of the Respondent’s case.
Court dismissed OS 1216.
Decision Date

7. Legal Issues

  1. Resulting Trust
    • Outcome: The court held that the Applicant had not proven the existence of a resulting trust.
    • Category: Substantive
    • Sub-Issues:
      • Presumption of Resulting Trust
      • Rebuttal of Presumption
      • Intention of Transferor
  2. Express Trust
    • Outcome: The court found that the Applicant had not discharged her burden of proving the express trust which she had alleged.
    • Category: Substantive
    • Sub-Issues:
      • Intention to Create Trust
      • Validity of Trust
      • Illegality
  3. Mistake
    • Outcome: The court held that the Applicant's contentions on the issue of mistake had to fail.
    • Category: Substantive
    • Sub-Issues:
      • Mistake of Law
      • Setting Aside Transfer

8. Remedies Sought

  1. Declaration that the Respondent held her legal half-share in the Flat on trust for the Applicant

9. Cause of Actions

  • Declaration of Resulting Trust

10. Practice Areas

  • Civil Litigation
  • Trust Litigation
  • Property Law

11. Industries

  • Real Estate

12. Cited Cases

Case NameCourtAffirmedCitationJurisdictionSignificance
Lau Siew Kim v Yeo Guan Chye Terence and anotherCourt of AppealYes[2008] 2 SLR(R) 108SingaporeEndorsed Lord Browne Wilkinson’s formulation in Westdeutsche Landesbank Girozentrale v Islington London Borough Council as to the circumstances in which a resulting trust will arise.
Westdeutsche Landesbank Girozentrale v Islington London Borough CouncilN/AYes[1996] AC 669England and WalesCited for the circumstances in which a resulting trust will arise.
Standing v BowringN/AYes(1885) 31 Ch D 282England and WalesEndorsed for the principle that trusts are neither created nor implied by law to defeat the intentions of donors or settlors.
Chan Yuen Lan v See Fong MunCourt of AppealYes[2014] 3 SLR 1048SingaporeClarified that Lau Siew Kim had unequivocally endorsed the lack of intention analysis in relation to resulting trusts.

13. Applicable Rules

Rule Name
No applicable rules

14. Applicable Statutes

Statute NameJurisdiction
Housing and Development Act (Cap 129, 2004 Rev Ed)Singapore
Land Titles Act (Cap 157, 2004 Rev Ed)Singapore

15. Key Terms and Keywords

15.1 Key Terms

  • Resulting Trust
  • Joint Tenancy
  • Housing and Development Board
  • HDB Flat
  • Natural Love and Affection
  • Presumption of Advancement
  • Express Trust

15.2 Keywords

  • trust
  • property
  • HDB
  • flat
  • Singapore
  • resulting trust
  • express trust
  • gift

17. Areas of Law

16. Subjects

  • Trusts
  • Property Law
  • Real Estate
  • Housing